I have known Julie, and worked with her on a number of transactions in Rancho Santa Fe, for over ten years. Julie has proven herself to be exceptionally diligent, hardworking and creative. Her knowledge of the market is second to none. In addition to her outstanding knowledge of the residential real estate business and the market area, you will find her to be one of the nicest people you could possibly work with. However, don't let her sweet disposition fool you. She can be touch and forceful in representing your interest at each stage of a transaction. She is a very positive, deal-oriented person who will do all that she possibly can to conclude a transaction to your satisfaction.

We met Julie in 1991 when we asked to be introduced to the leading agent in the Coldwell Banker office. Julie gave us exceptional service, showing us everything on the market. She had an uncanny sense knowing what would appeal to us. Julie is incredibly organized, always has extensive knowledge of the properties and is a keen negotiator. When we sold out last home she saved the deal. We had bogged down and all of us were ready to throw in the towel until Julie announced, "I am not going to let this deal fall through. We have the right buyers, we just have to make it work". She found the solution and we sold the property. Julie is trustworthy and honorable, and worthy of any listing.

I have known Julie Howe since 1993, during which time she acted as my agent in several real estate transactions in Rancho Santa Fe. Through all our dealings Julie's conduct has been thoroughly professional and ethical. Never has she wasted my time or energy; rather she has always been efficient, prompt and attentive to me as well as to the professional details. In a word, she has delivered what she said she would, when she said she would do it. I have come to rely on her ability to assess value and market price, to predict timing and to read people. In my opinion Julie knows her market. With no hesitation I would recommend any person accept Julie Howe as his or her agent for any transaction involving residential real estate.